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Mortgage & Financial

The section of a person's profile that summarizes their mortgage situation and home equity position across their properties.

Written by Joy

Use this article to read the Mortgage & Financial section — the part of a person's profile in DealMachine that gives you a quick snapshot of their mortgage situation and home equity position. Use this information to assess whether a property owner is a good candidate for seller financing, a cash offer, or a refinance conversation.

Where to find it: Open a person's profile (their People Page) — for example, click a contact under a property's Associated Contacts, or run a Find People search (or Quick Search) and open a result. On the People Page, scroll down past the Real Estate Portfolio section or click Mortgage & Financial in the left sidebar. Mortgage & Financial is one section of the People Page, and sections can be pinned or reordered.

Summary cards

At the top of the Mortgage & Financial section, three summary cards give you a high-level read at a glance:

  • Total Monthly Payments — the combined monthly mortgage payment(s) for this contact's properties, reflecting what the owner is currently paying each month.

  • Total Home Equity — the owner's total estimated equity across their properties, calculated as estimated value minus the outstanding loan balance.

  • Tappable Equity — the portion of equity the owner could potentially access, typically 80% of total equity.

Mortgage detail cards

Below the summary cards, each property with a known mortgage appears as its own detail card. Each mortgage card includes the property address and key loan details:

  • Original amount

  • Current balance

  • Interest rate

  • Monthly payment

  • Term

  • LTV (loan-to-value)

  • Lender

  • Origination date

At the bottom of each card, a visual equity bar shows how much of the property is owned versus owed. It also displays the estimated home equity amount, the equity percentage, and the property's available tappable equity.

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