Use this article to read the Credit Profile section — the part of a person's profile in DealMachine that gives you a quick read on their financial health, helping you gauge whether they might be under pressure to sell or whether they're in a strong position to qualify for financing.
Where to find it: Open a person's profile (their People Page) — for example, click a contact under a property's Associated Contacts, or run a Find People search (or Quick Search) and open a result. On the People Page, the Credit Profile appears right below the Mortgage & Financial section, or click Credit Profile in the left sidebar. Credit Profile is one section of the People Page, and sections can be pinned or reordered.
Credit & Debt Behavior
This subsection shows five status cards, each covering a different type of debt or credit activity:
Carries Credit Card Balance — indicates whether the contact revolves debt month to month or pays it off.
Credit Card Ownership — shows whether they hold active credit card accounts.
Personal Loans — flags whether they have any personal loan debt on file.
Student Loans — indicates outstanding student loan debt.
Auto Loans — shows whether they carry auto loan debt.
Income & Assets
This subsection gives you a picture of the contact's financial resources:
Estimated Annual Household Income
Net Assets
Investment Portfolio
This subsection shows which investment categories the contact is likely involved in:
Stocks/Bonds
Mutual Funds/CDs
Real Estate
Below the indicators, a short summary gives you an at-a-glance signal on the contact's financial sophistication and buying power.